Refuge from Sin & Debt (Matham-Maghram)
Use: The Prophet’s frequent refuge after prayers
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْمَأْثَمِ وَالْمَغْرَمِ
Allahumma inni a’udhu bika minal-ma’thami wal-maghram.
O Allah, I seek refuge in You from sin and from debt.
In prayer, in debt or fear of it • Often
Debt drags speech into lying and promises into breaking — so refuge from it joins refuge from sin.
📚 Source: Sahih al-Bukhari • Narrated by Aishah • Grade: Sahih
Verify wording with a teacher; rulings differ — consult scholars.
❓ Frequently asked questions
When should I recite Refuge from Sin & Debt (Matham-Maghram)?
In prayer, in debt or fear of it. Recite it often.
What is the virtue of Refuge from Sin & Debt (Matham-Maghram)?
Debt drags speech into lying and promises into breaking — so refuge from it joins refuge from sin.
Where is Refuge from Sin & Debt (Matham-Maghram) from?
Source: Sahih al-Bukhari (narrated by Aishah). Grade: Sahih. As always, learn the wording from a teacher and consult scholars for rulings.